One of my favorite cartoons describing the financial crisis shows two guys standing below a “Wall Street” street sign looking out into the distance. There a wave starts to build up that over several panels of the cartoon gets bigger and bigger. The wave comes directly at the two guys as they are looking on. In the penultimate panel the wave washes over them and completely drenches them. In the last panel one guy turns to the other and says: “I totally did not see that coming.” To me it perfec...