Philosophy Mondays: Human-AI Collaboration
Today's Philosophy Monday is an important interlude. I want to reveal that I have not been writing the posts in this series entirely by myself. Instead I have been working with Claude, not just for the graphic illustrations, but also for the text. My method has been to write a rough draft and then ask Claude for improvement suggestions. I will expand this collaboration to other intelligences going forward, including open source models such as Llama and DeepSeek. I will also explore other moda...

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Web3/Crypto: Why Bother?
One thing that keeps surprising me is how quite a few people see absolutely nothing redeeming in web3 (née crypto). Maybe this is their genuine belief. Maybe it is a reaction to the extreme boosterism of some proponents who present web3 as bringing about a libertarian nirvana. From early on I have tried to provide a more rounded perspective, pointing to both the good and the bad that can come from it as in my talks at the Blockstack Summits. Today, however, I want to attempt to provide a coge...
Philosophy Mondays: Human-AI Collaboration
Today's Philosophy Monday is an important interlude. I want to reveal that I have not been writing the posts in this series entirely by myself. Instead I have been working with Claude, not just for the graphic illustrations, but also for the text. My method has been to write a rough draft and then ask Claude for improvement suggestions. I will expand this collaboration to other intelligences going forward, including open source models such as Llama and DeepSeek. I will also explore other moda...

Intent-based Collaboration Environments
AI Native IDEs for Code, Engineering, Science
Web3/Crypto: Why Bother?
One thing that keeps surprising me is how quite a few people see absolutely nothing redeeming in web3 (née crypto). Maybe this is their genuine belief. Maybe it is a reaction to the extreme boosterism of some proponents who present web3 as bringing about a libertarian nirvana. From early on I have tried to provide a more rounded perspective, pointing to both the good and the bad that can come from it as in my talks at the Blockstack Summits. Today, however, I want to attempt to provide a coge...
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A lot of technology gets built through layering new systems on top of old ones to the point where some stacks look like an archeological dig at Troy. There is nothing wrong with that approach per se, except that over time some of the lower layers become a constraint on what can be done above them. A classic example of that has been operating systems. Sometimes they have to be revised, for instance to account for the move from 32-bit to 64-bit architectures. Sometimes they have to be replaced altogether as in the case of Apple’s Mac OS.
I am excited that today our portfolio company Dwolla has taken an important step forward in helping modernize the payments stack. They have just announced the integration of FiSync with BBVA. FiSync is realtime financial interconnect layer that offers an alternative to the aging batch oriented ACH system. BBVA integrating is important because they are the first large bank to do so. That is an important start down a path to realtime that the Federal Reserve has been calling for.
A lot of technology gets built through layering new systems on top of old ones to the point where some stacks look like an archeological dig at Troy. There is nothing wrong with that approach per se, except that over time some of the lower layers become a constraint on what can be done above them. A classic example of that has been operating systems. Sometimes they have to be revised, for instance to account for the move from 32-bit to 64-bit architectures. Sometimes they have to be replaced altogether as in the case of Apple’s Mac OS.
I am excited that today our portfolio company Dwolla has taken an important step forward in helping modernize the payments stack. They have just announced the integration of FiSync with BBVA. FiSync is realtime financial interconnect layer that offers an alternative to the aging batch oriented ACH system. BBVA integrating is important because they are the first large bank to do so. That is an important start down a path to realtime that the Federal Reserve has been calling for.
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